30 free prompts · all verified
Finance & Analysis prompts
Finance prompts scoped honestly: structuring analysis, explaining numbers you already have, building budget narratives — never a substitute for actual calculation or licensed advice.
Every prompt lists the exact tool and version it was tested against.
Rebuild a personal or team monthly budget from scratch when the old spreadsheet stopped matching realityTurns a rough list of income and expense line items into a zero-based monthly budget with every dollar assigned a job, plus a named list of assumptions the requester needs to confirm before trusting the numbers.ChatGPT (GPT-5.1)2026-08-08Turn a raw expense export into an anomaly-flagged summary before it goes to whoever approves itStructures a messy expense transaction list into categorized totals and calls out specific line items that look like duplicates, out-of-policy amounts, or unexplained spikes, so the approver isn't the first person to notice a problem.ChatGPT (GPT-5.1)2026-08-09Project cash runway from a bank balance and known inflows/outflows before a hard funding or hiring decisionBuilds a week-by-week or month-by-month cash flow projection from a starting balance and known future transactions, surfacing the exact date the balance would go negative under stated assumptions so a runway decision isn't based on a gut feel.ChatGPT (GPT-5.1)2026-08-09Get a structured first read on a company's financial statements before a meeting where you'll be asked about themSummarizes an income statement, balance sheet, and cash flow statement into the handful of numbers and trends that actually matter for the stated purpose, flagging what needs a follow-up question rather than glossing over gaps.ChatGPT (GPT-5.1)2026-08-10Calculate and interpret a company's key financial ratios against its own history and stated peersComputes liquidity, profitability, and leverage ratios from provided financial figures and explains what each one implies in plain language, without pretending a ratio in isolation proves anything about the company's overall health.ChatGPT (GPT-5.1)2026-08-10Structure a company analysis brief around what actually differentiates it from named competitorsOrganizes public information about a company's business model, financials, and competitive position into a decision-ready brief, built around explicit comparisons to named competitors rather than a generic company overview.ChatGPT (GPT-5.1)2026-08-11Organize your own investment research into a structured thesis with the counter-arguments named explicitlyTakes the notes, numbers, and reasoning a requester has already gathered about an investment idea and organizes them into a structured thesis with an explicit bear case, without ever telling the requester what to buy, sell, or hold.ChatGPT (GPT-5.1)2026-08-11Run your own stock research against a structured checklist and get told exactly what's still missingTakes whatever research a requester has already done on a stock and checks it against a structured due-diligence checklist, flagging gaps by name instead of generating a generic research template from scratch.ChatGPT (GPT-5.1)2026-08-12Review a list of portfolio holdings for concentration and overlap risk before rebalancingAnalyzes a list of current holdings for sector, single-stock, and fund-overlap concentration, surfacing where risk is more bunched up than it might look at first glance, without recommending specific trades.ChatGPT (GPT-5.1)2026-08-12Build a best/base/worst case scenario model around one specific financial decisionStructures a three-case scenario analysis around a stated decision, forcing each case to change one clearly named variable rather than producing three vaguely different vibes labeled optimistic, likely, and pessimistic.ChatGPT (GPT-5.1)2026-08-13Calculate the break-even point for a new product or offering and show exactly how sensitive it is to priceComputes the break-even unit volume and revenue for a new product line from fixed costs, variable costs, and price, then shows how the break-even point shifts if price or cost assumptions change, instead of handing over a single static number.ChatGPT (GPT-5.1)2026-08-13Tear down per-unit or per-customer economics to find out if growth is actually making money or just making revenueBreaks a business's per-unit or per-customer economics down into every cost that actually attaches to serving one more customer, distinguishing genuinely variable costs from costs that just feel variable, so growth decisions aren't made on a number that's quietly wrong.ChatGPT (GPT-5.1)2026-08-14Calculate LTV:CAC and stress-test whether the inputs feeding it are actually honestComputes customer lifetime value against customer acquisition cost and, more importantly, interrogates whether the underlying churn, margin, and cost inputs are being measured in a way that would survive scrutiny, rather than accepting optimistic assumptions at face value.ChatGPT (GPT-5.1)2026-08-14Pressure-test a proposed price change against margin impact and what it implies about customer responseAnalyzes a proposed price change by working through the exact margin math and naming the customer-response assumption implicit in it, instead of just validating whatever price point was proposed.ChatGPT (GPT-5.1)2026-08-14Build a revenue forecast from named drivers instead of a single trend line extrapolated forwardConstructs a forward revenue forecast by building up from the specific drivers that actually generate the revenue (leads, conversion, price, retention) rather than extrapolating a historical growth rate, so the forecast can be interrogated driver by driver instead of accepted or rejected as one black-box number.ChatGPT (GPT-5.1)2026-08-14Surface cost-reduction levers before headcount cuts become the default answerBuilds a structured audit of a specific cost line that separates one-time savings from recurring ones and forces non-headcount options onto the table before layoffs get proposed as the easy fix.ChatGPT (GPT-5.1)2026-08-08Turn a raw actual-vs-budget export into a variance narrative someone can act onConverts a messy actual-vs-budget line-item dump into a ranked variance explanation that separates timing shifts from real overruns, so the finance review meeting spends time on the three lines that matter instead of all forty.ChatGPT (GPT-5.1)2026-08-08Write the narrative page that sits in front of the management accounts so non-finance readers actually read itTurns a finished set of management accounts (P&L, balance sheet, cash summary) into the one-page narrative cover that non-finance department heads will actually read before the numbers, calling out what changed and why it matters to their decisions.ChatGPT (GPT-5.1)2026-08-09Compress the finance section of a board deck down to the three questions the board will actually askRebuilds a sprawling finance update into the three questions a board is realistically going to ask, with the answer to each one pre-built, instead of a slide deck the board has to reverse-engineer questions from.ChatGPT (GPT-5.1)2026-08-09Design a CFO dashboard around the decisions it needs to trigger, not every metric finance can pullBuilds a lean CFO dashboard spec — the metrics, thresholds, and review cadence — anchored to the specific decisions each metric is supposed to trigger, instead of a wall of KPIs nobody acts on.ChatGPT (GPT-5.1)2026-08-10Write an invoice follow-up sequence that escalates differently for a strategic account than a small oneProduces a staged overdue-invoice follow-up sequence with tone and escalation calibrated to account tier, so a strategic account doesn't get the same blunt reminder cadence as a small overdue client.ChatGPT (GPT-5.1)2026-08-10Draft a collections email that opens the door to a payment plan instead of demanding the full balanceWrites a collections email for a customer who's shown genuine difficulty paying, structured to offer a specific payment plan option rather than a blanket demand, to protect the chance of recovering something rather than nothing.ChatGPT (GPT-5.1)2026-08-11Turn a rambling walkthrough of how someone actually does a finance task into a written SOPConverts an unstructured description of how a finance process actually gets done today into a step-by-step SOP with explicit exception handling, so the process survives the person who currently holds it in their head leaving.ChatGPT (GPT-5.1)2026-08-11Build a month-end close checklist that shows which steps block which, not just a flat list of tasksProduces a month-end close checklist organized by dependency and owner rather than a flat task list, so the close doesn't stall on day six because someone didn't realize their step was blocking three others.ChatGPT (GPT-5.1)2026-08-12Stress-test a financial model's assumptions page before someone else finds the weak one firstRuns a structured stress test on the assumptions driving a financial model, ranking them by how much the output actually depends on each one, so the shakiest assumption gets caught before an investor or exec finds it.ChatGPT (GPT-5.1)2026-08-12Build a valuation reasoning framework that compares methods instead of handing back a single numberStructures a comparison across valuation approaches for a specific situation, explaining what each method assumes and where they'd disagree, instead of producing one confident valuation figure that hides how much judgment went into it.ChatGPT (GPT-5.1)2026-08-13Build an M&A diligence question list organized by risk category instead of a generic due-diligence templateGenerates a due-diligence question list tailored to the specific deal and target, sorted by which risk category each question actually probes, so the questions asked reflect what could actually break this deal rather than a boilerplate checklist.ChatGPT (GPT-5.1)2026-08-13Structure a debt schedule around covenant headroom, not just the amortization tableBuilds a debt schedule framework that tracks covenant headroom alongside the standard amortization structure, flagging which covenant is closest to being tripped under a stated stress scenario instead of only listing payment amounts.ChatGPT (GPT-5.1)2026-08-14Check whether your fundraising metrics actually support the story you're planning to tell investorsCross-checks a set of fundraising metrics against the growth narrative a founder plans to pitch, flagging where a metric contradicts or fails to support the story before an investor finds the gap first.ChatGPT (GPT-5.1)2026-08-14Write an investor update that leads with the one piece of bad news instead of burying it in paragraph fourStructures a monthly or quarterly investor update so a genuine piece of bad news is surfaced up front with the plan attached, rather than buried after several paragraphs of good news where investors will notice the burial more than the news itself.ChatGPT (GPT-5.1)2026-08-08
